Explore the reality of cash flow adoption in the US as industry experts separate hype from reality and share the trends in practical application. Gain insights into the progress and potential of cash flow underwriting and understand its current and expected impact on the financial landscape.
Fireside chat
A Look Into Open Banking Policies In Action After 1033
As Section 1033 takes hold, lenders need to be up-to-date on the latest policies to implement fair industry practices and understand the protections put in place that prevent unchecked surveillance and misuse of consumer data. Attend this session to stay informed of recent policy changes instituted by the CFPB.
Panel
CFUW Performance Across The Credit Spectrum
Credit opportunities in lending contain multitudes. This session explores using data analytics to achieve sustainable development while maintaining ethical and business standards. We will cover how predictive analytics and data sources are being leveraged for prime and subprime consumers - and highlights the significant impact.
Break
Panel
Playing 3D Chess: New Attributes, Analytics, And Scores
This session explores the intricate process of deploying a new scoring system in today's data-driven environment. We will examine the necessary infrastructure and ROI education needed for successful implementation, addressing potential biases in scoring, and strategies for regulation of cash data.
Fireside Chat
The Maturity Curve: Safety & Soundness During Regulatory And Economic Shifts
Is there a future without incorporating cash flow data into lending practices? Drawing on extensive experience in the regulatory and compliance sector, this panel will argue that a nuanced understanding of cash flow is essential for robust risk management and sustainable lending practices - especially in today’s regulatory environment and macro economy. We will discuss the implications of neglecting cash flow considerations and understand how to prioritize a holistic assessment of borrowers' financial health.
12pm
Lunch
1pm
two tracks
Deep Dives
Track One
Track Two
Practical Applications Of Cash Flow Across The Customer Journey
Steering Clear Of Compliance Pitfalls
Ready For Launch: Deployment Best Practices
Build It Or Buy It: Finding The Best Fit
Break
Keynote mainstage
Open Banking In the U.S.
This session will explore developing a robust partnered ecosystem involving both private and public entities and outcomes including providing highly personalized financial tools. The discussion highlights the operational realities and challenges faced by stakeholders in implementing open banking initiatives.
Fireside chat
The Future of Consumer Credit: What’s Next with Credit Karma
Explore the future of consumer reporting in the open banking era. This session will delve into the integration of bank data into the consumer knowledge (CK) system and the role it plays in enhancing financial insights. We will also discuss how to bring transparency to AI processes within open banking, ensuring that these systems are fair, understandable, and trustworthy. Join us to discover how innovative reporting can empower consumers and drive trust in financial services.
Closing keynote
Closing Remarks Of The Cash Flow Underwriting Summit
Cocktails / Networking
The experience
What You'll Learn
Define the present and future of cash flow underwriting use cases
Hear expert advice on the latest in open banking policies & compliance
Foster connections with industry peers and regulators
SEPTEMBER 12, 2024
Schedule of Day
Breakfast & Registration
8am-9am
Keynote & Mainstage Programming
9am-12pm
Networking Lunch
12pm - 1pm
Breakout Sessions
1pm - 3pm
Keynote & Mainstage Programming
3pm - 5pm
Networking Cocktails
5pm - 6pm
Are you ready to define the latest in cash flow underwriting strategies?